About

Since 1924, Oconee Federal Savings and Loan has provided banking options for Oconee County in South Carolina with a focus on providing outstanding service to our friends and neighbors. In 2014, the Association entered a merger agreement with Stephens Federal Bank, a Toccoa, GA-based mutual savings bank in business since 1933. The acquisition added Stephens Federal s three offices in Toccoa and Clayton, GA, to our four existing branches. Our main office location is in Seneca, SC. Please see our Locations page for a complete list of our offices. See us for all your financial needs, whether for a home mortgage, construction loan, certificate of deposit, personal or business checking or savings accounts. Oconee Federal Savings and Loan is more than products and services. It is a friendly staff standing ready to serve our customers and communities. With over 93 years as a mutual institution now behind us, our commitment to bettering the lives of Oconee, Stephens and Rabun County residents has never been stronger.Oconee Federal continues to earn BauerFinancial s 5-Star Superior Rating. This rating means Oconee Federal is among the strongest financial institutions in the country. Visit us today at our convenient branches on Big A Road and Doyle Street downtown or at www.oconeefederal.com. Friends you can bank on!